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PayPal: PayPal Credit reviews

4.90
Based on 100,028 reviews, last reviewed 6th May 2026
2270950% increase in 5 star reviews
in the past 90 days
6500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not experienced any issues. Not experienced any issues. Always straight forward Reviewed on: 6th May 2026
LWyl's avatar
LWyl

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026
Terence's avatar
Terence

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100028)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service.paypal

5
Great service. I like the financial security and have every confidence that my money is safe. Reviewed on: 2nd May 2026

Always there

5
Every time I needed they were there Reviewed on: 2nd May 2026

With paypal there’s no space to struggle.

5
paypal is just amazing. I can easily manage my credit , payments and transfers. Paypal also gives The 3 instalments payments options , which is extremely handy. Overall I am very satisfied Reviewed on: 2nd May 2026

I've used paypal for years and they have not let me...

5
I've used paypal for years and they have not let me down yet. Reviewed on: 2nd May 2026

Pay with Confidence

5
PayPal is quick, secure, and incredibly easy to use, with dependable service and strong buyer protection. What sets it apart is its global reach and trusted reputation, making payments simple and reliable wherever you are. Reviewed on: 2nd May 2026

Hassle free credit and payments would recommend

5
Hassle free credit and payments would recommend Reviewed on: 2nd May 2026

Great so far and simple.

5
Great so far and simple. Easy to operate and good improvements been made. Reviewed on: 2nd May 2026

Good service

5
Good service, used them for 10+ years Reviewed on: 2nd May 2026

I have never had a bad experience with PayPal Credit.

5
I have never had a bad experience with PayPal Credit. If there has ever been an issue they have sorted it very quickly and have always been very understanding. Reviewed on: 2nd May 2026

Helpful service, easy customer service and website e...

5
Helpful service, easy customer service and website easy to use! Reviewed on: 2nd May 2026