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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100147 reviews)

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4.90

Based on 100,147 reviews, last reviewed 6th May 2026

2276300% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very simple to use, great communication when needed Very simple to use, great communication when needed Reviewed on: 6th May 2026

Latest lowest rating:

1

Terrible customer service Terrible customer service and an app that just does not work as it should. Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100147)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is the best way to borrow money, and very pro...

PayPal is the best way to borrow money, and very prompt and good dealing with problem. Reviewed on: 2nd May 2026

Just excellent easy and safe all ways there when eve...

Just excellent easy and safe all ways there when ever you need days and nights if i can't pay with pay pal i don't buy it what more can I say Reviewed on: 2nd May 2026

Always find oaypal as a safe way of payments

Always find oaypal as a safe way of payments Reviewed on: 2nd May 2026

Easy secure payments.

Easy secure payments. Clear explanation of payment and costs. 0% over short term is great to. Reviewed on: 2nd May 2026

Excellent visibility and flexibility on offer, but.

Excellent visibility and flexibility on offer, but... visibility of outstanding free credit amounts and ease of setting up payments leave a lot to be desired. Reviewed on: 2nd May 2026

Great and easy to use.

Great and easy to use. More secure than adding bank details into websites Reviewed on: 2nd May 2026

Excellent

Always been easy to use PayPal and managing account Reviewed on: 2nd May 2026

Easy to manage and see outgoing payments.

Easy to manage and see outgoing payments. Helpful customer services. PayPal credit has helped me making large purchases and easy to understand repayment plans. Reviewed on: 2nd May 2026

Paypal serive

I love papal it good at suggesting credit cards I could qualify for service has been excellent I've never had a problem with it I totally recommend this service to all my friends Reviewed on: 2nd May 2026

I’m really happy with PayPal Credit so far.

I’m really happy with PayPal Credit so far. It’s been such a convenient way to manage my shopping, and the flexibility it offers for larger purchases has been a huge plus. The integration is seamless, making the whole checkout process much smoother and more manageable. Overall, it's a great tool that has made my digital payments a lot simpler. Reviewed on: 2nd May 2026

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