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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732489527200603047 (144584 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144586)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use the pay in 3 and 4 months interest free credit...

I use the pay in 3 and 4 months interest free credit regularly and think it offers best option for spreading the payments on larger value purchases Reviewed on: 13th June 2026

Easy to ise

Easy to set up, easy to use. Safe and Secure Reviewed on: 13th June 2026

Great at zero interest

I've used this credit to spread out payments on large-ish purchases I can afford just in case an emergency bill pops up in the mean time. Reviewed on: 13th June 2026

Tried and tested, been around for years

Tried and tested, been around for years Reviewed on: 13th June 2026

.Manageable Monthly Payments

Paypal is easy to use, safe to use, and with the payment options, Paypal is ideal for spreading larger cost items into manageable monthly payments Reviewed on: 13th June 2026

PayPal Credit

PayPal credit is great for purchasing items over 4 months interest free. Reviewed on: 13th June 2026

I’ve had an excellent experience using PayPal Credit.

I’ve had an excellent experience using PayPal Credit. The application process was quick and straightforward, and I received a decision almost instantly. What I appreciate most is the flexibility it provides for managing larger purchases without putting immediate pressure on my finances. Reviewed on: 13th June 2026

They offer credit.

They offer credit. Not rocket science Reviewed on: 13th June 2026

Convenient payment method.

Convenient payment method. With accessible support for transactions Reviewed on: 13th June 2026

Excellent service from start to finish

Excellent service from start to finish Reviewed on: 13th June 2026

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