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PayPal: PayPal Credit reviews

4.90
Based on 102,075 reviews, last reviewed 8th May 2026
2364700% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, safe, secure and excellent Easy, safe, secure and excellent Reviewed on: 8th May 2026
Farhan A's avatar
Farhan A

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102075)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is my preferred method of payment online.

5
PayPal is my preferred method of payment online. Now I can use the card in store as well Reviewed on: 5th May 2026

Very useful.

5
Very useful. Easy to use app. Helps with budgeting for larger purchases Reviewed on: 5th May 2026

Always satisfying experience.

5
Always satisfying experience. Easy to use more and more retailers are accepting paypal which is really good. Reviewed on: 5th May 2026

Always been very helpful when I’ve had a problem.

5
Always been very helpful when I’ve had a problem. They make you feel like your problem is their problem and they want to solve it Reviewed on: 5th May 2026

Helpful and handy to have

5
Find it very useful and helpful when you want to spread payments Reviewed on: 5th May 2026

Never had any issues and everything has always gone...

5
Never had any issues and everything has always gone smoothly Reviewed on: 5th May 2026

Does what is needed, no problems

5
Does what is needed, no problems Reviewed on: 5th May 2026

No hassle, safe.

5
No hassle, safe. Great customer service. Reviewed on: 5th May 2026

Easy and Convenient Online Payments

5
I’ve been using PayPal for a long while and it’s been easy and reliable. Payments are quick, it’s widely accepted, and I feel safe using it online. Very convenient for everyday transactions. Reviewed on: 5th May 2026

Was easy to set up and understand

5
Was easy to set up and understand Reviewed on: 5th May 2026