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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100190 reviews)

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4.90

Based on 100,190 reviews, last reviewed 6th May 2026

2278050% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good experience I like this Very good experience I like this Reviewed on: 6th May 2026

Latest lowest rating:

2

Its a trap to get you into debt ,payments aren't ded... Its a trap to get you into debt ,payments aren't deducted out of account when you make them Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100190)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

As a first-time user, I found the setup straightforw...

As a first-time user, I found the setup straightforward. It's a handy alternative to a traditional credit card for online shopping. However, I'd recommend double-checking the specific terms for each purchase, as the 0% interest doesn't apply to everything and late fees can add up quickly. Reviewed on: 2nd May 2026

Easy to use and great service

Easy to use and great service value for money Reviewed on: 2nd May 2026

Never had any issues

Never had any issues, the 0% interest rate for 4 months on large purchases is really appreciated Reviewed on: 2nd May 2026

Really easy to use and flexible, especially online

Really easy to use and flexible, especially online Reviewed on: 2nd May 2026

Safe and secure

Whenever I purchase something online I know I'm in safe hands when I'm paying using PayPal safe and secure I've never had any problems with it and would recommend it Reviewed on: 2nd May 2026

Always great service with great payment protection

Always great service with great payment protection Reviewed on: 2nd May 2026

Good customer service

Good customer service, great experience Reviewed on: 2nd May 2026

PayPal is an amazing service, I feel fully confident...

PayPal is an amazing service, I feel fully confident using PayPal Reviewed on: 2nd May 2026

Extra security with PayPal

PayPal for me has made financial stresses easier , offering 0% interest rates , allowing me to buy without the worry of added cost . It also gives me peace of mind when purchasing online . I only shop using paypal . Reviewed on: 2nd May 2026

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