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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732439051982839071 (144645 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144645)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is absolutely the perfect payment system, saf...

PayPal is absolutely the perfect payment system, safe, reliable and great customer service. PayPal Plus also gives amazon rewards with large savings on purches when using built up credit. Reviewed on: 13th June 2026

Great service and easy to use.

Great service and easy to use. The payment options provide flexibility for larger purchases, and managing the account online is straightforward. I've had a smooth experience and would recommend it to others looking for a convenient credit option Reviewed on: 13th June 2026

Very easy to use, accepted widely and the option to...

Very easy to use, accepted widely and the option to pay interest free within 4 months (depending on value of transaction) is fantastic as it still allows me to purchase items but spreading the cost over 4 months to pay. Reviewed on: 13th June 2026

Spread the cost effortllessly over 4 months

Spread the cost effortllessly over 4 months interest free for me works great. Reviewed on: 13th June 2026

4 months interest free credit amazing

Glad you had a 4 months free interest free credit. Helps me a lot Reviewed on: 13th June 2026

omg PayPal pay in 3 is a pace of mind...

omg PayPal pay in 3 is a pace of mind for me Reviewed on: 13th June 2026

i find it easy to use and never had any problems wit...

i find it easy to use and never had any problems with them. id recomend it to my family and friends and i wont do that unless i have total faith in the platfrom 10 out of 10 every time. i use it everytime i need to pay for an item or send money to my friends or family i have looked before at others but i find i have the best so now i dont bother anymore i just use the one i love and trust Reviewed on: 13th June 2026

PayPal is great for security and spreading the cost...

PayPal is great for security and spreading the cost of both everyday and large purchases. It’s meant I can book holidays I wouldn’t have been able to afford otherwise, as I can spend the cost interest free. Reviewed on: 13th June 2026

It does what I want pay for with ease & covinence

It does what I want pay for with ease Reviewed on: 13th June 2026

I prefer paying by PayPal

I prefer paying by PayPal as I know if something goes wrong, I’ll be able to return my money Reviewed on: 13th June 2026

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