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PayPal: PayPal Credit reviews

4.90
Based on 102,304 reviews, last reviewed 8th May 2026
2375050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026
Infaz 's avatar
Infaz

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102304)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use with excellent safety features keeping m...

5
Easy to use with excellent safety features keeping my account safe Reviewed on: 5th May 2026

Reliable.

5
Reliable. Safe and secure never any problems Reviewed on: 5th May 2026

so convenient and easy to use

5
I find PayPal so convenient and easy to use, and the addition of the cards makes purchases so easy. I use my face as a passkey so no remembering passwords, and there’s lots of security checks too. Great service Reviewed on: 5th May 2026

I’m really enjoying PayPal it’s very easy and reliab...

5
I’m really enjoying PayPal it’s very easy and reliable for anyone who is looking for a good credit card Reviewed on: 5th May 2026

Nice services for me because when I struggle to hand...

5
Nice services for me because when I struggle to handle money it’s was help Reviewed on: 5th May 2026

Really smooth transactions and PayPal credit is extr...

5
Really smooth transactions and PayPal credit is extremely useful. Customer service are always helpful and receive a quick response 99% of the time. Reviewed on: 5th May 2026

PayPal customer service

5
PayPal customer service is normally 100% I have had them take the other person side rather than giving me a full refund especially when I have told the truth and have been completely honest with them. Reviewed on: 5th May 2026

Very beneficial in facilitating cash flow.

5
Very beneficial in facilitating cash flow. Reviewed on: 5th May 2026

Security and peace of mind

5
Never have any issues using PayPal and love that I have so many options with just one provider in terms of paying in full, pay in 3, or using PayPal credit. I also feel safer using PayPal than having to give card details over to retailers online. Reviewed on: 5th May 2026

Fab way of buying and seeling, I love it!

5
Really eaasy to use and most retailers accept Pay Pal Reviewed on: 5th May 2026