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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100282 reviews)

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4.90

Based on 100,282 reviews, last reviewed 7th May 2026

2282350% increase in 5 star reviews

in the past 90 days

6600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I feel safe using PayPal on purchases with vendors I... I feel safe using PayPal on purchases with vendors I have not used before, and there refunds are prompt. Reviewed on: 7th May 2026

Latest lowest rating:

1

Caused me debt I ended up in debt because of the way they allocate payments. When they offer interest free payments, those ending soonest should be paid off first. I... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100282)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

CS is just completely dismissive

CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable), nor against issues with paypal itself. Reviewed on: 2nd May 2026

Always easy and efficient to use

Always easy and efficient to use Reviewed on: 2nd May 2026

Play with Paypal

Paypal credit card let’s you pay for big purchases like holidays knowing that your covered and if you’re debit card lets you down it’s nice to have a back up in the shops. Reviewed on: 2nd May 2026

So far so good!

So far so good! No problems encountered to date. Very straightforward to use the app and card. Reviewed on: 2nd May 2026

Excellent service for international customers worldw...

Excellent service for international customers worldwide no issues for last more than 12 years Reviewed on: 2nd May 2026

I use PayPal gor giving and receiving donations.

I use PayPal gor giving and receiving donations. I’d like to pay less in fees but overall it’s a useful service. Tne level is security is very high, frustrating sometimes but at least I know my mobry is always safe. Reviewed on: 2nd May 2026

I love the PayPal Credit Card with the different cho...

I love the PayPal Credit Card with the different choices for paying later. I can complete paying easily and seamlessly online without reaching for a payment card, including purchases made on eBay, my favourite shopping site. Reviewed on: 2nd May 2026

Awesome application.

Awesome application. I can get lots of opportunities which makes life easier Reviewed on: 2nd May 2026

All good, the customer service has been d good so far.

All good, the customer service has been d good so far. Reviewed on: 2nd May 2026

Flexible later re-payments with 0% interest within a...

Flexible later re-payments with 0% interest within a certain time frame, and direct debit option makes it easy to manage. Reviewed on: 2nd May 2026

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