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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144795 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144795)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

A lifesaver for me!

Paypal credit has allowed me the chance to buy items i would normally have to save for months for, this has made life so much easier and taken the stress out of otherwise difficult situations. Highly recommend! Reviewed on: 13th June 2026

Affordable credit

PayPal credit allows you to spread the cost of items without charging silly high interest rates Reviewed on: 13th June 2026

Easy to use, and accessible app and website.

Easy to use, and accessible app and website. Easy to navigate and helpful features on the app that help organising my finances. Reviewed on: 13th June 2026

PayPal is the first choice for me always.

PayPal is the first choice for me if rhere is an option to pay by PayPal as rhere are multiple payment options that can be chosen by PayPal. It could either be one off payment, but now pay later, pay in 3 instalments or PayPal credit. I have used all of these and I I find it super convenient. Also if it’s an unknown website but has a PayPal option rhere is an assurance that you can buy in confidence. I recently received a PayPal credit card and I am happy that they are getting in to the mainstream. Reviewed on: 13th June 2026

I’m a recent user of PayPal credit and can say that...

I’m a recent user of PayPal credit and can say that I love it! Obviously I would love more money but I’m glad that there is a limit to stop me losing control. The credit is easy to use and easy to pay back. I love that they offer four months of no interest if the balance is paid off before that period. PayPal credit is so useful and an option that I will always utilise when necessary. Reviewed on: 13th June 2026

PayPal credit is a easy to manage with there custome...

PayPal credit is a easy to manage with there customer friendly user ap, they have now provided a physical card element which makes it easier to use PayPal credit out with online. Reviewed on: 13th June 2026

It’s really convenient and has helped me so much alo...

It’s really convenient and has helped me so much along the way when I’ve been short of cash. It’s helped with household items and holidays which I wouldn’t be able to afford Reviewed on: 13th June 2026

I've been using PayPal for years and for me it's one...

I've been using PayPal for years and for me it's one of the most reliable payment methods on the market. Reviewed on: 13th June 2026

Use PayPal for all my online purchases never had a p...

Use PayPal for all my online purchases never had a problem excellent service Reviewed on: 13th June 2026

Great customer service

Great customer service, called to speak to somebody and was connected in good time. She sorted out all out for me and advised me if some extra information that was useful. Reviewed on: 13th June 2026

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