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PayPal: PayPal Credit reviews

4.90
Based on 100,469 reviews, last reviewed 7th May 2026
2291250% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has changed the game for me PayPal Credit has completely transformed the way I manage purchases. The process is seamless, secure and incredibly user-friendly from start to finish... Read more Reviewed on: 7th May 2026
Dylan Hyslop's avatar
Dylan Hyslop

Latest lowest rating:

2

Had fraudulent transaction on post isl credit. Had fraudulent transaction on post isl credit. Was nightmare trying to sort out Reviewed on: 7th May 2026
Julian's avatar
Julian

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100469)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Wenderz Tarn

5
Have frequentley used Paypal as an option to pay for goods.Pay in three,with no interest applied,as long as you have funds in your bank account is a brilliant service.Paypal credit is is another great way to pay.Customer services are amazing at dealing with any issues you may have with a seller.Very impressed with this service Reviewed on: 3rd May 2026

A quick amd easy app to use.

5
A quick amd easy app to use. Customer service is excellent! Reviewed on: 3rd May 2026

Ease of use, prompt to respond when seeking solution...

5
Ease of use, prompt to respond when seeking solution and excellent market strategy Reviewed on: 3rd May 2026

I use PayPal credit quite frequently

5
I use PayPal credit quite frequently and I use PayPal everyday Reviewed on: 3rd May 2026

So far so good.

5
So far so good. I have been using this more tan 9 months and enjoying. Reviewed on: 3rd May 2026

I have had a good experience with PayPal no matter w...

5
I have had a good experience with PayPal no matter what happens I have a problem with my account I wring and they get me help in my problem I never ask them they don't mind what I said as long I have heard my help Reviewed on: 3rd May 2026

Had a great experience with paypal credit

5
Had a great experience with paypal credit easy to payback user friendly app/website will 100% recommend to use it. Reviewed on: 3rd May 2026

I have found paypal credit very useful as it gives m...

4
I have found paypal credit very useful as it gives me time to pay without interest Reviewed on: 3rd May 2026

PayPal is best

5
PayPal is a best service for the online payment. It gives pay in 3 opinion which is really flexible for making purchases. Reviewed on: 3rd May 2026

Knowledgeable and patient team

5
The team was very knowledgeable and patient with my questions when I had Issues in the past and also solved the issues I would give them my highest recommendation!" Reviewed on: 3rd May 2026