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PayPal: PayPal Credit reviews

4.90
Based on 100,664 reviews, last reviewed 7th May 2026
2299850% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

THE WAY TO PAY Easy way to pay .With added security Reviewed on: 7th May 2026
john bromley's avatar
john bromley

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100664)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

100% reliable

5
I always use PayPal where possible, have done for many a year now and I'm glad to say I've never experienced any problems. 10/10 from me Reviewed on: 3rd May 2026

5star service

5
Im very happy with PayPal credit , which gives a lot of flexibility in payments. Thanks Reviewed on: 3rd May 2026

good honest banking no frills homepage laid out well...

5
good honest banking no frills homepage laid out well information easy to navigate Reviewed on: 3rd May 2026

Excellent

5
Quick and easy payments . excellent customer service app easy to use Everything very clear and no hidden fees! Absolutely highly recommend Reviewed on: 3rd May 2026

Very good, easy to use, professional service

5
Very good, easy to use, professional service Reviewed on: 3rd May 2026

My first go to card

5
I just find PayPal so easy it’s just does what it says on the tin excellent Reviewed on: 3rd May 2026

Great never had a problem always reliable

5
Great never had a problem always reliable Reviewed on: 3rd May 2026

PayPal offers great flexibility

5
I like the flexibility PayPal offers with pay in 3 and interest free credit on longer term purchases. They are also great when you have a dispute. Reviewed on: 3rd May 2026

paypal always feel safe

5
I love paypal always feel safe when using it pay for 90% of items on paypal Reviewed on: 3rd May 2026

PayPal customer experience

5
Used PayPal for some time with no issues and would recommend it. Reviewed on: 3rd May 2026