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PayPal: PayPal Credit reviews

4.90
Based on 100,756 reviews, last reviewed 7th May 2026
2304000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always covered I love the money back policy if a retailer doesn't provide what I pay for. Reviewed on: 7th May 2026
Tinx's avatar
Tinx

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100756)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best service would always use PayPal

5
Best service would always use PayPal Reviewed on: 3rd May 2026

Really useful way to pay

4
Really useful way to pay, easy to use and well set up app Reviewed on: 3rd May 2026

Refunds sometimes confusing

3
Refunds don’t always come off the correct transaction making tracking complicated Reviewed on: 3rd May 2026

Interest free pay in 3.

5
Interest free pay in 3. Easy to apply and setup and direct debit payments. Reviewed on: 3rd May 2026

Customer services helped me to obtain a difficult re...

5
Customer services helped me to obtain a difficult refund Reviewed on: 3rd May 2026

I’ve had no problems

3
It’s hard to speak a person, issues take time to be corrected Reviewed on: 3rd May 2026

Using the app is stress free.

4
Using the app is stress free. I like the choices of length of repayment. Reviewed on: 3rd May 2026

Good customer service and response.

5
Good customer service and response. There is always someone available to help and to support with your query Reviewed on: 3rd May 2026

My only grievance is i might pay extra per month and...

4
My only grievance is i might pay extra per month and PayPal still take the minimum amount and sometimes not at all.. it should also come out on a set day of the month but might be a week late Reviewed on: 3rd May 2026

I've always had great customer service with paypal

5
I've always had great customer service with paypal Reviewed on: 3rd May 2026

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