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PayPal: PayPal Credit reviews

4.90
Based on 100,843 reviews, last reviewed 7th May 2026
2308100% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All positive All positive . Good service . Can’t say anything negative Reviewed on: 7th May 2026
Colin C's avatar
Colin C

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100843)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s been a great way to pay for things over a perio...

5
It’s been a great way to pay for things over a period time. Reviewed on: 3rd May 2026

PayPal has given me good customer service whenever I...

4
PayPal has given me good customer service whenever I had a query. The FAQs has also been helpful. I am on top with paying back with the updates it gives me. Reviewed on: 3rd May 2026

I never haven’t any problems with PayPal credit.

5
I never haven’t any problems with PayPal credit. Is excellent Reviewed on: 3rd May 2026

Thank you PayPall.

5
Great experience so I would highly recommend PayPal. Reviewed on: 3rd May 2026

It's good Value for money

5
Good option for paying and Good exchange rates when paying in other currencies Reviewed on: 3rd May 2026

It’s great that I can pay over 3 or 4...

5
It’s great that I can pay over 3 or 4 months Reviewed on: 3rd May 2026

they give a chance and to repay but the interest is...

5
they give a chance and to repay but the interest is higher. Reviewed on: 3rd May 2026

Great credit visility

5
Get some great ofrers with 12 months intrest free products and everything is 4 months intreet free Reviewed on: 3rd May 2026

PayPal, my go-to financial service....

5
PayPal has been my Go-to choice for financial transactions for years. I have watched their services evolve and I appreciate the range of services and value they provide. Reviewed on: 3rd May 2026

Great thanks

5
Great thanks, never any issues. Accepted on loads of sites. Reviewed on: 3rd May 2026