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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732475300981685791 (144736 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144736)

Very good experience.

Very good experience.only slight down I wanted to pay a promotional offer separately I couldn't. Maybe I couldn't find an option. That's to be honest. I like use the debit card for pocket and credit card for security and promotions for interest free credit. Reviewed on: 16th April 2026

The whole PayPal credit process was very good, and s...

The whole PayPal credit process was very good, and still enjoying the benefits, but the only thing I want them to change is the time difference between when they take their direct debit and when it reflects on the account. Reviewed on: 16th April 2026

Easy to use especially on purchases.

Easy to use especially on purchases. Reviewed on: 16th April 2026

Ease of use, clear rules and no hidden fees.

Ease of use, clear rules and no hidden fees. Reviewed on: 16th April 2026

Very happy with the service.

Very happy with the service. I have not used customer service Reviewed on: 16th April 2026

Quick a supportive assistance with unreliable seller...

Quick a supportive assistance with unreliable seller on Ebay. Had my case reviewed and money refunded on the same day. Reviewed on: 16th April 2026

Excellent Service

This service has helped me meet my day today needs however there are other places where it is not accepted. Reviewed on: 16th April 2026

PayPal is great.

PayPal is great. The service they provide is very good and reliable. Reviewed on: 16th April 2026

Paying in installments is helpful

Paying in installments is helpful Reviewed on: 16th April 2026

I'm so happy because if sellers rong information the...

I'm so happy because if sellers rong information they help fully and sport and look after as well complete safety money as well thanks Reviewed on: 16th April 2026

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