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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,727 reviews, last reviewed 18th Apr 2026
2297600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and reliable credit option I’ve had a good experience with PayPal Credit so far. It’s simple to use, especially when checking out online, and the ability to spread payments has ... Read more Reviewed on: 18th April 2026
Shazabe Qureshi's avatar
Shazabe Qureshi

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75727)

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022
Deb's avatar
Deb

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022
Calem Shaw's avatar
Calem Shaw

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022
Grem S's avatar
Grem S

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022
Penguiny201's avatar
Penguiny201

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022
Ali Raz's avatar
Ali Raz

Muhammad saeed

5
I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022
Amar Popy's avatar
Amar Popy

Flexibility of Payment

5
Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022
Matt Turner's avatar
Matt Turner

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022
richmond tetteh's avatar
richmond tetteh

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022
Antonina Quesada's avatar
Antonina Quesada

Review PayPal: PayPal Credit now

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