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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

Excellent Service

This service has helped me meet my day today needs however there are other places where it is not accepted. Reviewed on: 16th April 2026

PayPal is great.

PayPal is great. The service they provide is very good and reliable. Reviewed on: 16th April 2026

Paying in installments is helpful

Paying in installments is helpful Reviewed on: 16th April 2026

I'm so happy because if sellers rong information the...

I'm so happy because if sellers rong information they help fully and sport and look after as well complete safety money as well thanks Reviewed on: 16th April 2026

Pain by PayPal is excellent.

Pain by PayPal is excellent. I never had issues. I always use PayPal each time I pay oh when I buy. Online oh when ever I speak to customer service, they have excellent service polite and solve any issue you have thank you to all of Reviewed on: 16th April 2026

0% credit if re-paid within the time frame

my experience has been good, 0% credit if paid within the time frame given. Always helpful to know there is backup when you need extra funds for a short time . Just in case there is a need to urgently book a hotel with pay 5 days away. Reviewed on: 16th April 2026

PayPal credit is an easy way to manage credit

PayPal credit is an easy way to manage credit on items that you would like to pay over a period and time and they often offer 0% interest which is great as you’re still only paying the retail price. Customer care is great as they are always very helpful and knowledgeable when you have an enquiry. If I can choose any way to pay over time 9/10 I usually choose PayPal Credit. Reviewed on: 16th April 2026

Very good will be using paypal from now on!

Very good will be using paypal from now on! Reviewed on: 16th April 2026

Mediation

It's good to have a mediator between buyers and sellers to resolve disputes. I've had easy access to this mediation. Reviewed on: 16th April 2026

Used to be very good customer service now it’s take...

Used to be very good customer service now it’s take ages Reviewed on: 16th April 2026

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