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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144740)

customer service is helpful & informative.

customer service is helpful & informative. Interest rates are pretty good. Great with returns & refunds Reviewed on: 16th April 2026

Just so easy to use and pay in 3 gives you better op...

Just so easy to use and pay in 3 gives you better options Reviewed on: 16th April 2026

Happy customer

Overall good need some more time emi with no interest Reviewed on: 16th April 2026

Customer friendly service and flexible payment options

Customer friendly service and flexible payment options Reviewed on: 16th April 2026

5* paypal

I always use PayPal credit where I can as it helps spread the payments over a period of time. It is very easy to use and to understand. I would recommend using this to anyone and PayPal provides good protection to the buyer Reviewed on: 16th April 2026

Very good credit card for daily usage

Very good credit card for daily usage Reviewed on: 16th April 2026

Safe an so easy to use.

Safe an so easy to use. Always used paypal an any problems they sort it for me Reviewed on: 16th April 2026

Very good service, quick response and very good supp...

Very good service, quick response and very good support Reviewed on: 16th April 2026

I have been using PayPal for over twenty years and a...

I have been using PayPal for over twenty years and at fifty I still find it easy, reliable and trustworthy Reviewed on: 16th April 2026

I think PayPal is an excellent service.

I think PayPal is an excellent service. It made managing my money and payments incredibly easy and secure. Thanks to PayPal, I was able to achieve my dreams and finally go on my dream vacation. I highly recommend it to anyone looking for a reliable and convenient payment solution. Reviewed on: 16th April 2026

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