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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102683 reviews)

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4.90

Based on 102,683 reviews, last reviewed 9th May 2026

2392500% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and easy to use with lots of payment options... Quick and easy to use with lots of payment options Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102683)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to set up like the fact that over paying is not...

Easy to set up like the fact that over paying is not an issue. Reviewed on: 5th May 2026

Easy to use and very quick.

Easy to use and very quick. Whenever there is a problem it's easy to find the solution on there Reviewed on: 5th May 2026

Excellent way to spread the cost without interest

Providing you pay the balance within the stated time, you avoid having to pay interest. Excellent way of spreading the cost without interest charges. Could not recommend enough. Reviewed on: 5th May 2026

Awful customer service

I was scammed 3 times in 2 mins on a fake website that used a pop up PayPal authorisation which looked legitimate I was scammed for 3 x £4.99 payments which turned out to be 3 x £99 payments and it’s clear to see it’s from the same website. in confidence I contacted PayPal who refunded me for the first transaction as they agreed I had been scammed by authorising the payment. However they still refuse to refund me for the other two transactions as they say I authorised them. They are right. I did authorise them on a false PayPal pop up. Whereby I was scammed. Why can’t they refund me for all three when it’s clear I was scammed. I have called, emailed, complained but they still won’t reimburse me. Awful service Reviewed on: 5th May 2026

Great company and product

Easy to use, simple to understand and set up in no time at all. Very convenient Reviewed on: 5th May 2026

Very happy with the PayPal Pay in 3

Very happy with the PayPal Pay in 3 as it is interest free and allows you to purchase items without breaking the bank. Reviewed on: 5th May 2026

Easy and quick .

Easy and quick to make a payments via PayPal. Reviewed on: 5th May 2026

4 months interest free credit

4 months interest free credit is a huge selling point Reviewed on: 5th May 2026

Always had a good experience with PayPal, it's easy...

Always had a good experience with PayPal, it's easy to use and the fact it gives you protection over purchasing online is good. The credit option is great too. Reviewed on: 5th May 2026

PayPal credit sign up

I subscribed to PayPal to buy now and pay over 4 months interest free. Was an easy and simple application and process Reviewed on: 5th May 2026

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