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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144784)

Super Safe Service

Easy app to monitor spending, great customer service when needed to contact with an enquiry Reviewed on: 16th April 2026

Easy processing, huge number of retailers.

Easy processing, huge number of retailers. Online transaction is just one click away Reviewed on: 16th April 2026

Great experience.

Great experience. Keep up the good job Reviewed on: 16th April 2026

The interest free period for balances over £100 is...

The interest free period for balances over £100 is much better than many traditional credit cards. Reviewed on: 16th April 2026

Was amazing and easy to use on holiday

Was amazing and easy to use on holiday Reviewed on: 16th April 2026

Great experiences

Excellent help with getting a refund from a retailer not providing service, quick and responsive. Payments slow and direct debits don't come out on the day it says they will. Otherwise good! Reviewed on: 16th April 2026

The best app I ever used, easy and smooth, fast and...

The best app I ever used, easy and smooth, fast and on point Reviewed on: 16th April 2026

A great finance option.

A great finance option. Safe. easy to use. Reviewed on: 16th April 2026

Great customer service

Customer service is very good, however, there is always room for improvements Reviewed on: 16th April 2026

I have been using paypal from i guess more or less 1...

I have been using paypal from i guess more or less 10 years at least very helpful when there was no other safer way to pay but payapl. Reviewed on: 16th April 2026

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