Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75660 reviews)

View other PayPal products

4.90

Based on 75,660 reviews, last reviewed 18th Apr 2026

2291600% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (75660)

Great service

It's always there at the tap of the screen when you need it and it's so easy to use. There are repayment options and often some good deals, like 0% for 4 months etc. I have used it for a few years and think it's great. Reviewed on: 13th June 2022

Use it wisely to pay very little interest

Use it wisely to pay very little interest. Plan your larger purchases and take the 4 months no interest option. It’s better than any other credit card I know Reviewed on: 13th June 2022

0% for 4 months is excellent

Helps spread the cost of larger purchases but I can enjoy my purchases earlier than saving Reviewed on: 13th June 2022

So handy

Super convenient for spreading costs over months wether it be a few month or several years Reviewed on: 13th June 2022

Interest free credit

Great easy to pay service, safe and secure, interest free for 4 months nowhere else like it Reviewed on: 13th June 2022

Brilliant option

PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022

No hassle!

All transactions are quick and reliable Reviewed on: 13th June 2022

One fine credit card

Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022

Quick and Easy

When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022

Convinient and handy

Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 34440 reviews
Credit card
from PayPal 4.92 from 61 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub