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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732481587069636469 (144787 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144787)

A great finance option.

A great finance option. Safe. easy to use. Reviewed on: 16th April 2026

Great customer service

Customer service is very good, however, there is always room for improvements Reviewed on: 16th April 2026

I have been using paypal from i guess more or less 1...

I have been using paypal from i guess more or less 10 years at least very helpful when there was no other safer way to pay but payapl. Reviewed on: 16th April 2026

What more do u need

Never a problem with paypal and any issues are easily and swiftly dealt with Reviewed on: 16th April 2026

Simple straight forward app.

Simple straight forward app.Easy to navigate and feel secure using. Reviewed on: 16th April 2026

it’s really good experience recommend

it’s really good experience recommend Reviewed on: 16th April 2026

I love the opportunity to pay later

I love the opportunity to pay later Reviewed on: 16th April 2026

Safe, secure and very easy to use.

Been with PayPal for many years and they honestly provide great financial options when it comes to paying or receiving money. I've personally recommended them to friends and family and will continue to do so. Reviewed on: 16th April 2026

Fast and easy way to get money transferred between c...

Fast and easy way to get money transferred between countries plus good for splitting large payments into small instalments and they have offers like zero interest sometimes Reviewed on: 15th April 2026

I love paypal

I love paypal using every single month Reviewed on: 15th April 2026

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