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PayPal: PayPal Credit reviews

4.90
Based on 101,139 reviews, last reviewed 7th May 2026
2321850% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use. Very easy to use. Very reliable as well. Reviewed on: 7th May 2026
Rebika's avatar
Rebika

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101139)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe way to pay

5
I have been using PayPal for a few years, I feel like it's a safe way to pay for items online. The credit system is fantastic, allowing me more time to pay for things and handle the credit safely. I will continue to use this in paying for online items. Reviewed on: 3rd May 2026

Handy tool..

5
Very useful when purchasing multiple items as you can hold payment until after you decide what to keep. Reviewed on: 3rd May 2026

Ive been using paypal credit for years.

5
Ive been using paypal credit for years. Excellent cant fault it Reviewed on: 3rd May 2026

Easy online interface.

4
Easy online interface. Clear explanations of costs and breakdown of what you have paid for. Reviewed on: 3rd May 2026

Transactions are seamless and fast.

5
Transactions are seamless and fast. Paypal helped me get my money back when someone from eBay tried to scam me last year. Reviewed on: 3rd May 2026

Really good experience helps you understand what you...

5
Really good experience helps you understand what you need Reviewed on: 3rd May 2026

Great flexibility and easy to use.

5
Great flexibility and easy to use. Great customer service and always able to resolve queries and answer questions. Reviewed on: 3rd May 2026

Always reliable

5
Always reliable amazing feedback Plenty of options to choose from .Very helpful tips too .brilliant service .Easy to access and manage and a brilliant app service always reliable and very easy to control Reviewed on: 3rd May 2026

Been with PayPal for years now and I love it

5
Been with PayPal for years now and I love it Reviewed on: 3rd May 2026

I a satisfied overall after used paypal for long time

5
I a satisfied overall after used paypal for long time Reviewed on: 3rd May 2026