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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145311 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145311)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Had paypal for years , easy to repay, nice credit li...

Had paypal for years , easy to repay, nice credit limits , gets us a wee holiday every year Reviewed on: 13th June 2026

Fast service Customer service is excellent

Fast service Customer service is excellent Reviewed on: 13th June 2026

PayPal credit is a game changer

Incredible service that, if used responsibly, offers a seamless opportunity to borrow money short-term and have outstanding flexibility in your money. Reviewed on: 13th June 2026

I used PayPal credit to pay for my mobile

I used PayPal credit to pay for my mobile phone as it works really well for me to spread the costs. It was easy to set up and was also 0% interest which was amazing. Reviewed on: 13th June 2026

I find that having a paypal credit comes in handy fo...

I find that having a paypal credit comes in handy for everyday life expenses Reviewed on: 13th June 2026

I am very satisfied and they are the best

I am very satisfied and they are the best Reviewed on: 13th June 2026

Haske free payment system and widely accepted.

Haske free payment system and widely accepted. App user friendly. Reviewed on: 13th June 2026

I prefer making payments with Pay Pal because it giv...

I prefer making payments with Pay Pal because it gives me peace of mind and I trust they always support the customer if there is a problem with any purchase. I feel in safe hands. The option of paying in 3 instalments is very handy. My experience with Pay Pal is excellent. Highly recommend Pay Pal Reviewed on: 13th June 2026

Great so handy use them everywhere I can

Great so handy use them everywhere I can Reviewed on: 13th June 2026

Reliable and trustworthy.

Reliable and trustworthy. What more could you want? Reviewed on: 13th June 2026

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