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PayPal: PayPal Credit reviews

4.90
Based on 101,200 reviews, last reviewed 7th May 2026
2324750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. Sending and receiving money is quick and simple, and it makes online shopping much safer and more convenient... Read more Reviewed on: 7th May 2026
Chini's avatar
Chini

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101200)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

convience, fast to approve my application of pay in 3.

4
convience, fast to approve my application of pay in 3. Reviewed on: 3rd May 2026

Simplistic and easy to use

5
Honestly I haven’t used most the features other than pay pal credit or transferring money but I always feel that my money is in safe hands when using PayPal. Reviewed on: 3rd May 2026

Customer service is hard to contact, but normally so...

5
Customer service is hard to contact, but normally sorts it eventually Reviewed on: 3rd May 2026

Easy, friendly, free

5
Very easy to use, and help at your fingertips or just a quick and friendly phone call away. Reviewed on: 3rd May 2026

Easy to use abroad fast and reliable safe to purcha...

5
Easy to use abroad fast and reliable safe to purchase items with online Reviewed on: 3rd May 2026

PayPal Credit is a fantastic facility that allows fo...

5
PayPal Credit is a fantastic facility that allows for interest free repayment for some months, giving you that peace of mind that no other facility can. Reviewed on: 3rd May 2026

Excellent service and good experience within the Pay...

5
Excellent service and good experience within the PayPal app Reviewed on: 3rd May 2026

Paying via PayPal .......

5
Using PayPal is simple and extremely helpful easing the stress of larger payments. It's easy to navigate and I can honestly say that I've never had a bad experience. Reviewed on: 3rd May 2026

Great interest free offers!

5
Great interest free offers and customer services have been friendly and informative. Reviewed on: 3rd May 2026

Very happy

5
Feel that I can trust PayPal and love the service it offers Reviewed on: 3rd May 2026