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PayPal: PayPal Credit reviews

4.90
Based on 101,307 reviews, last reviewed 8th May 2026
2329750% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive experience. Positive experience. PayPal gives value for money. Reviewed on: 8th May 2026
Mrs K's avatar
Mrs K

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101307)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Top Notch credit

5
Paypal credit is a great commodity for those unexpected expenses interest free Reviewed on: 4th May 2026

very good and secuity easy to used

5
very good and secuity easy to used Reviewed on: 4th May 2026

Very good and easy way of managing my finances

4
Very good and easy way of managing my finances Reviewed on: 4th May 2026

It’s poor payment options

2
It’s poor payment options need to improve better payment management system to pay easy ways Reviewed on: 4th May 2026

When I come to use PayPal it’s easy and simple helps...

5
When I come to use PayPal it’s easy and simple helps me out a lot Reviewed on: 4th May 2026

Love it!

5
Love it! Always reliable. And never unable to use the service. Easy payments and always regular notifications about repayment dates and amounts Reviewed on: 4th May 2026

App really easy to use and flexible payments are rea...

4
App really easy to use and flexible payments are really yseful Reviewed on: 4th May 2026

Always handy to use , sometimes is more safe to use...

5
Always handy to use , sometimes is more safe to use paypall than your own bank Reviewed on: 4th May 2026

Easy to use and track expenses.

5
Easy to use and track expenses. I’ve been using it all the time for my purchases. I can find it in most of the purchasing app. I love that it has different pay in 3 feature as well ad paypal credit, Reviewed on: 4th May 2026

I use PayPal for almost everything.

5
I use PayPal for almost everything. Sometimes if I can’t pay by PayPal it will put me off buying a product Reviewed on: 4th May 2026