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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145371 reviews)

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4.73

Based on 145,221 reviews, last reviewed 25th Jun 2026

4338900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy process to use when buying expensive items... Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145371)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Peace of mind with every purchase

Peace of mind with every purchase Reviewed on: 13th June 2026

Handy credit function when i needed it.

Handy credit function when i needed it. With a great rate Reviewed on: 13th June 2026

Have used for many years.

Have used for many years. Very useful. Reviewed on: 13th June 2026

Flexibility

Allowed me to be more flexible and buy what I really wanted Reviewed on: 13th June 2026

Helps with comes to xmas or birthday but the interes...

Helps with comes to xmas or birthday but the interest can be expensive. Reviewed on: 13th June 2026

Its convenient and very easy to use

Its convenient and very easy to use Reviewed on: 13th June 2026

Easy to pay for items and peace of mind.

Easy to pay for items and peace of mind. Would like it easier to contact someone if I need help. Reviewed on: 13th June 2026

Always fast and easy to use

Always fast and easy to use also safe Reviewed on: 13th June 2026

I choose to use PayPal for all online purchases due...

I choose to use PayPal for all online purchases due to its ease of use and convenience, I also feel safe and secure using it. Whenever I’ve had issues I’ve had some good support by the customer service agents. Reviewed on: 13th June 2026

Use PayPal all the time for buying day-to-day purcha...

Use PayPal all the time for buying day-to-day purchases. Like the PayPal plus scheme for getting rewards. I find the PayPal buying three really helpful at purchasing more expensive products. Overall, it’s a great way of managing money. Reviewed on: 13th June 2026

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