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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147599 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147599)

Excellent

Very simple to use an great support when required Reviewed on: 16th April 2026

Easy to use, excellent option pay without interest i...

Easy to use, excellent option pay without interest in 3 or 4 months Reviewed on: 16th April 2026

The easiest way to check out for online shopping.

The easiest way to check out for online shopping. Very good support and perfect money backing system (in case you encountered scammers). Simply use it where it’s possible. The only downside is not every online store supports PayPal checkout Reviewed on: 16th April 2026

Paypal Credit has been very useful for me.

Paypal Credit has been very useful for me. It's enabled me to pay for more expensive things (>£100) on interest free credit for 4 months. So it's good for cashflow. Paypal's customer service was very poor when I queried Paypal + points that were not being attributed to eligible transactions, and they eventually shut down my query without responding properly. So I've found Paypal financially v helpful, but v poor on customer service. Reviewed on: 16th April 2026

Great experience,fast easy & affordable fantastic

Great experience,fast easy & affordable Reviewed on: 16th April 2026

I was very dubious of using PayPal but so happy I de...

I was very dubious of using PayPal but so happy I decided to give it a go, they make the credit repayments very easy to afford, everything is easy to access and very easy to navigate around. I love the fact you can also earn rewards via your payment plans Reviewed on: 16th April 2026

Awesome been great never had any problems with u

Awesome been great never had any problems with u Reviewed on: 16th April 2026

Accessibilty and convinience of use.

Accessibilty and convinience of use. Acceptable across the globe and transactions in real time, across different currencies. The App is convinient and very efficient. Reviewed on: 16th April 2026

Reliable service gives peace of mind.

Reliable service gives peace of mind. Reviewed on: 16th April 2026

Reliable, Simple, and Trustworthy

I’ve been using PayPal for years and it remains one of the most reliable payment platforms available. Sending and receiving money is straightforward, and the app is clean and easy to navigate. I particularly appreciate the buyer protection feature, which gives real peace of mind when shopping online. Transactions are processed quickly, and customer support has always been responsive when I needed help. Whether I’m paying for services, splitting costs with friends, or shopping internationally, PayPal handles everything smoothly. Highly recommended. Reviewed on: 16th April 2026

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