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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147637 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147637)

Fantastic platform

I use PayPal for safety when making transactions and the customer service has always been fantastic Reviewed on: 16th April 2026

Convenience specially using the four months interes...

Convenience specially using the four months interest free Reviewed on: 16th April 2026

They always good when trying to resole disputes no i...

They always good when trying to resole disputes no issuess with them Reviewed on: 16th April 2026

Easy to use

Easy and convenient to use. The app is straightforward. Reviewed on: 16th April 2026

Very reliable service and helpful customer service t...

Very reliable service and helpful customer service to help you manage your account with great security measures Reviewed on: 16th April 2026

Top tier

Good service easy to use, very easy to manage acount aswell Reviewed on: 16th April 2026

I love the customer protection and 4 months free int...

I love the customer protection and 4 months free interest payments aspect. I always use PayPal any where it is available. Reviewed on: 16th April 2026

PayPal 4 Everyone!

PayPal credit is amazing for people that might struggle a little financially and can’t afford something more expensive to pay the full price, if you build up your credit enough you actually don’t need to apply for a credit card at a bank, I have used PayPal credit for the last few years and the rates are great! Very easy to use and most retailers online accept it ! I’m very happy and I will recommend it to all my friends and family! Thanks for the opportunity PayPal ! Keep up the good work for the community. Reviewed on: 16th April 2026

Amazing experience and I am absolutely satisfied wit...

Amazing experience and I am absolutely satisfied with py choice Reviewed on: 16th April 2026

Quick and easy to use.

Quick and easy to use. Reasonable rates of interest Reviewed on: 16th April 2026

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