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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147943)

I love PayPal to spread the cost to buy things and I...

I love PayPal to spread the cost to buy things and I love using the app Reviewed on: 16th April 2026

paybin 3 made eqsy

Had multiple pay in 3 plans with them and always been a pleasure to deal with, low hassle and fuss Reviewed on: 16th April 2026

Every purchase has been a smooth transaction.

Every purchase has been a smooth transaction. Thank you. Reviewed on: 16th April 2026

Highly recommend

Have bought several things on internet that being an OAP I couldn’t afford outright. PayPal credit gives me the opportunity to pay over a more affordable time Reviewed on: 16th April 2026

Great customer service and the service is very quick

Great customer service and the service is very quick Reviewed on: 16th April 2026

Helped me many times to pay in advance for holidays .

Helped me many times to pay in advance for holidays . Reviewed on: 16th April 2026

PayPal has been very generous to me thank you PayPal...

PayPal has been very generous to me thank you PayPal for helping me when I needed the most. Reviewed on: 16th April 2026

Great interest free credit tool

Easy to set up and easy to manage account within the app Reviewed on: 16th April 2026

My Positive Experience Using PayPal and Its Features

My overall experience using PayPal has been very positive. The platform is easy to navigate and makes online payments, transfers, and purchases simple and convenient. Transactions are usually processed quickly, and I like that I can easily track payments and view my transaction history in one place. I also find PayPal to be a secure and trustworthy payment method, which gives me confidence when shopping online or sending money. The verification and security features make the process feel safe, especially when dealing with unfamiliar websites or sellers. Customer support and resolution processes are generally clear, and issues (if any) are handled in a structured way. I am genuinely inspired by the founder and the values they have built the company on. Their vision and leadership motivate me. I also really like the new feature that allows users to collect points using the PayPal debit card and convert them into cash. Reviewed on: 16th April 2026

Great and secured payments

Manybyears I am with PayPal and no issues, great opportunity and flexibility of payments Reviewed on: 16th April 2026

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