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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,484 reviews, last reviewed 18th Apr 2026
2366500% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems , it’s usually smooth and infor... All good no problems , it’s usually smooth and informs me of any issues Reviewed on: 18th April 2026
Raquel A's avatar
Raquel A

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76484)

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022
Selwyn Browne's avatar
Selwyn Browne

PayPal life saver

5
Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022
dave hardacre's avatar
dave hardacre

great service

5
paypal credit great it is there when you most need it thanks Reviewed on: 13th June 2022
Mark Williams's avatar
Mark Williams

Overall good

5
useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022
alex griffiths's avatar
alex griffiths

Very good

4
PayPal is a very good and trusted service to use Reviewed on: 13th June 2022
Rosemary 's avatar
Rosemary

Great experience

5
My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022
Ope Ojebiyi's avatar
Ope Ojebiyi

Kris

5
Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022
Krzysztof 's avatar
Krzysztof

Best credit app

5
Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022
Calin Flavius 's avatar
Calin Flavius

Fast easy pleasantly perfect

5
Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022
john breakwell's avatar
john breakwell

Amazing

5
easy-peasy, no hassle, instant, Reviewed on: 13th June 2022
Ivan's avatar
Ivan

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