Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147981)

Flexible use and payment.

5
Flexible use and payment. Very helpful and easy to manage. Reviewed on: 16th April 2026

Great for online purchasing, safety and secure progr...

5
Great for online purchasing, safety and secure programe. Reviewed on: 16th April 2026

Simple to use.

5
Simple to use. Super helpful for payments. Reviewed on: 16th April 2026

I’ve never had any issues

5
I’ve never had any issues with PayPal and I have used it for years. Reviewed on: 16th April 2026

Amazing work

5
Amazing, does what it says on the brand Reviewed on: 16th April 2026

Used PayPal for long time no issues always been good...

5
Used PayPal for long time no issues always been good and useful clear and concise information and communication Reviewed on: 16th April 2026

Love PayPal , and its gre...

5
PayPal has helped with my money worries, and its great that i can pay in instant.Also PayPal is excellent for wueries i have, great customers services Reviewed on: 16th April 2026

Great, easy and convenient for quick money transfers...

4
Great, easy and convenient for quick money transfers and payments into accounts. Reviewed on: 16th April 2026

Amazing experience I can't complain so far

5
Amazing experience I can't complain so far Reviewed on: 16th April 2026

Supportive if there is an issue.

5
Supportive if there is an issue. Easy to get help via the app if needed. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79190 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products