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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148014 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148014)

Need to update app it is not user friendly.

Need to update app it is not user friendly. Reviewed on: 16th April 2026

Great service very quick and efficient with buyer is...

Great service very quick and efficient with buyer issues and PayPal credit which I cannot fault 100% safe service , use PayPal all the time for peace of mind just sooo secure Reviewed on: 16th April 2026

Love it easy to use and easy paying system

Love it easy to use and easy paying system Reviewed on: 16th April 2026

Safety first

Can always feel safe when using paypal as I know my purchases are backed up if something goes wrong. Reviewed on: 16th April 2026

It’s my first credit card!

It’s my first credit card! Really handy but also quite confusing Reviewed on: 16th April 2026

Helped me understand

Helped me understand more than just looking on website. Reviewed on: 16th April 2026

Helped me when struggle and its amaizing

Helped me when struggle and its amaizing Reviewed on: 16th April 2026

Easy to set up, with no fuss or difficult questions.

Easy to set up, with no fuss or difficult questions. Plenty of places to use, and great benefits. Reviewed on: 16th April 2026

Easy to use and great for my finances

It’s great for purchasing holidays and paying it back with no interest. I’ve been able to afford more trips since using PayPal. Reviewed on: 16th April 2026

Good customer service and easy yo use

Good customer service and easy yo use Reviewed on: 16th April 2026

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