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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148037)

PayPal is easy to use and a great platform for manag...

5
PayPal is easy to use and a great platform for managing payments Reviewed on: 16th April 2026

Good app Easy to use

5
I have always had good experiences using PayPal. It is also very user friendly Reviewed on: 16th April 2026

I am pleased with the experience

4
I had a great experience with paypal from start till now Reviewed on: 16th April 2026

Easy and safe to use

5
I Easily spread costs and pay off on time or in total with NO interest,… probably the only credit system I use as I feel safe and secure with purchases Reviewed on: 16th April 2026

Ok hsjdkkkej

5
Ok not to bad ³jjjjjjjjjjjjjjs jj Reviewed on: 16th April 2026

Easy to use and handy

5
Easy to use and is handy to help spread costs when needed on large purchases. Reviewed on: 16th April 2026

Secure and will always choose PayPal when paying onl...

5
Secure and will always choose PayPal when paying online - provides options to pay in 3 which is great for those larger purchases Reviewed on: 16th April 2026

I find it easier amd safer to use PayPal for my onl...

5
I find it easier amd safer to use PayPal for my online transactions, and also helpful at resolving any disputes I have had with sellers. Reviewed on: 16th April 2026

Excellent shopping experience

5
Excellent shopping experience when paying with PayPal on line website's Reviewed on: 16th April 2026

Always a pleasure to pay with PayPal

5
Always a pleasure to pay with PayPal Reviewed on: 16th April 2026

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