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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148079)

Great services

5
Great services great app to keep control of everything in 1 go been using for 4 years Reviewed on: 16th April 2026

Nice service,good support and quick answer.

5
Nice service,good support and quick answer. Reviewed on: 16th April 2026

Amazing experience

5
Amazing experience enjoyed using the app Reviewed on: 16th April 2026

Very helpful and straightforward

5
My experience with PayPal Credit has been very positive. The service is easy to use, and everything is clear and straightforward. It’s been really helpful for managing payments and spreading costs when needed. I also found it reliable and convenient, with a smooth overall experience. Definitely a useful option. Reviewed on: 16th April 2026

Very helpful customer service

5
Very helpful when i have problem with my purchase Reviewed on: 16th April 2026

Pay pal credit is the best I have nie

5
Pay pal credit is the best I have nie Reviewed on: 16th April 2026

Very easy and fast to use,buy anything you want with...

5
Very easy and fast to use,buy anything you want with jist few clicks Reviewed on: 16th April 2026

Feel more secure dealing through PayPal with so much...

5
Feel more secure dealing through PayPal with so much scams about Reviewed on: 16th April 2026

Very good and reliable credit card

5
Very good and reliable credit card Reviewed on: 16th April 2026

Easy to use and navigate.

5
Easy to use and navigate. Very useful Reviewed on: 16th April 2026

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