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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148108 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148109)

Honesty and truthfulness

I love PayPal the most safest option for online shopping Reviewed on: 16th April 2026

Flexibility

Great flexibility, lots of options to spread payments and maintain control Reviewed on: 16th April 2026

I find PayPal to be honest and I've not had 1 Proble...

I find PayPal to be honest and I've not had 1 Problem with them, fantastic service in my eyes, I've used PayPal on absolutely lots of times/things and I haven't had any problems whatsoever, if a garment or whatever I have bought hasn't been right for any reason then I've let PayPal know and they've sorted it out one way or another, I can't fault them. With thanks. Reviewed on: 16th April 2026

Excellent way to help buy stuff specially for people...

Excellent way to help buy stuff specially for people with low income Reviewed on: 16th April 2026

Whenever i have purchased a product online, that did...

Whenever i have purchased a product online, that did not match the item as advertised, then PayPal were very quick and easy to deal with in order to resolve the issues Reviewed on: 16th April 2026

Very easy and a transparent system

Very easy and a transparent system Reviewed on: 16th April 2026

Always easy to use

Always easy to use and keep track of funds etc via the very usual app Reviewed on: 16th April 2026

It's a bit confusing on the app compared to other ba...

It's a bit confusing on the app compared to other banks - things don't process as fast and things don't need to update in real time as accurately. It's hard to find out when you owe money, and the payments are quite delayed in actually coming out my account. There is no clear separation for interest owed and interest free. I think improvements could be made throughout the app to improve transparency Reviewed on: 16th April 2026

PayPal exactly what we need for daily use.

PayPal exactly what we need for daily use. Reviewed on: 16th April 2026

Great service and easy to use handy

Great service and easy to use handy Reviewed on: 16th April 2026

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