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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148133 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148134)

Very good

Easy to use and affordable crises rates Reviewed on: 16th April 2026

Fantastic way to pay your bill, great servic, and gr...

Fantastic way to pay your bill, great servic, and great deals. Reviewed on: 16th April 2026

Easy to use and reagreatsonable.

Easy to use and reasonable. Would introduce it to everyone. Reviewed on: 16th April 2026

Pay pal credit really helped me at christmas when mo...

Pay pal credit really helped me at christmas when money was tight to be able to still provide presents ect for my children Reviewed on: 16th April 2026

Smooth and easy stress free instant cash and ready t...

Smooth and easy stress free instant cash and ready to spend Reviewed on: 16th April 2026

I’ve used it mainly for larger purchases and the opt...

I’ve used it mainly for larger purchases and the option to spread the cost over a few months was very helpful. The 0% interest offer on eligible purchases gave me flexibility without extra charges, as long as payments were made on time. The repayments are easy to manage through my PayPal account, and I receive clear monthly statements so I can track what I owe Reviewed on: 16th April 2026

Paypal credit: A really useful option to have.

Paypal credit is a really useful option to have. I use it regularly to ease payment for holiday treats Reviewed on: 16th April 2026

Love PayPal easy to use very trustworthy

Love PayPal easy to use very trustworthy never had an issues with them Reviewed on: 16th April 2026

Always used PayPal it’s easy safe and I trust it lov...

Always used PayPal it’s easy safe and I trust it love it Reviewed on: 16th April 2026

I've ordered many things through PayPal & very happy

I've ordered many things through PayPal & very happy Reviewed on: 16th April 2026

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