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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148158 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148158)

I've been using it for many years.

I've been using it for many years. It's very helpful when I don't want to spend a large sum all at once and can pay it off gradually. I recommend it to everyone. Reviewed on: 16th April 2026

It's easy and safer to use and I recommend it to my...

It's easy and safer to use and I recommend it to my family friends Reviewed on: 16th April 2026

Pay Pal services review.

I have used various services on Pay Pal over last 2 years and have had excellent advice and help. Would recommend very highly . Reviewed on: 16th April 2026

Great idea on physical cards!

Now that PayPal offer the physical credit card it makes it easier to pay with PayPal in person. It's really helped me this year with the cost of living and affordable payments back. Reviewed on: 16th April 2026

Easy and flexible payment options and low interest.

Easy and flexible payment options and low interest. Can also pay interest-free in 3 instalments for larger purchases. Reviewed on: 16th April 2026

PayPal is very easy

I find PayPal very easy to use and navigate. It is my go to method of payment when the need arises Reviewed on: 16th April 2026

PayPal has helped me greatly.

PayPal has helped me have household items and other things that I would not be able to have as a single parent. Giving me options on how to pay has been great for my family, as for customer service I would not know as ive never needed to use it, but to me that is a bigger bonus from a company to deliver, not to need the service. Straightforward and simple. Reviewed on: 16th April 2026

Protected by PayPal .

I know that am protected always by PayPal from unscrupulous individuals and companies online. They tried but at the end I get back my money Reviewed on: 16th April 2026

PayPal credit a helpful tool

PayPal credit when you need it. Easy to use, repayment notification and can pay in anytime Reviewed on: 16th April 2026

It was great support for me.

It was great support for me. And customer service team also done an amazing job. Reviewed on: 16th April 2026

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