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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148188)

Best service ever , never disappointed

5
Best service ever , never disappointed Reviewed on: 16th April 2026

All good but would like to have limit raised but don...

5
All good but would like to have limit raised but don’t know who to contact Reviewed on: 16th April 2026

Since I have dealing with PayPal I have been having...

5
Since I have dealing with PayPal I have been having very wonderful experience. Reviewed on: 16th April 2026

I'm happy with all PayPal does for me makes lfe safe...

5
I'm happy with all PayPal does for me makes lfe safer nd easier to deal with . Reviewed on: 16th April 2026

PayPal is 1st class

5
I have never had any problems with PayPal with purchases, pay in 3 or PayPal credit. Fantastic service all round. Reviewed on: 16th April 2026

Always had a good experience and any queries I’ve b...

5
Always had a good experience and any queries I’ve been satisfied with the outcome Reviewed on: 16th April 2026

Fantastic service provided.

5
Fantastic service provided. I had my credit instantly Reviewed on: 16th April 2026

Solid and reliable

5
I have been using paypal for many years now as a reliable way to pay and get paid, with the reassurance that there is backup when things go wrong. On the one or two occasions where I needed support customer service was quick and effective, Reviewed on: 16th April 2026

Easy to use online purchase.

5
Easy to use online purchase. You can use most of websites. Also good security check. Reviewed on: 16th April 2026

Excellent customer service

5
They are very good at explaining every detail. So easy to use. Reviewed on: 16th April 2026

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