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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145392)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal experience

5
I like the flexibility of PayPal when making a purchase. You can pay striaght away, pay in 3 or by credit and I find that suits my lifestyle. The pay in 3 is fantastic as it breaks my purchase up into more affordable chunks meanwhile I know I am not putting myself in debt as I have it paid off in 3 months. PayPal credit allows me to purchase with breathing space and I find paying it back easy and quick as you can choose to pay extra on top of your regular direct debit and there is no hassle to have to set that up etc. Reviewed on: 13th June 2026

I was not charged any interest or fees for my purcha...

5
I was not charged any interest or fees for my purchase and got to pay off the total cost over 4 months which was great. Reviewed on: 13th June 2026

I have used PayPal credit and it makes it easier for...

5
I have used PayPal credit and it makes it easier for the payment Reviewed on: 13th June 2026

Dobra aplikacja dla wszystkich

5
Nie mam problemu z płaceniem. Łatwa aplikacja. Wszystko zrozumiałe. Jasno opisane wszystkie opcje. Dobre opcje spłaty. Reviewed on: 13th June 2026

Easy and convenient most important secure

5
Easy and convenient most important secure Reviewed on: 13th June 2026

They are very efficient dealing with any issues.

5
They are very efficient dealing with any issues. Reviewed on: 13th June 2026

PayPal always there when I've needed them, everythin...

5
PayPal always there when I've needed them, everything made easy Reviewed on: 13th June 2026

PayPal Credit has allowed me to make larger purchase...

4
PayPal Credit has allowed me to make larger purchases interest free for four months - great for furnishing a new home! Reviewed on: 13th June 2026

never had any problems with pay pal

5
never had any problems with pay pal Reviewed on: 13th June 2026

Secure and Interest Free Payment

5
It gives you the security of purchasing in case of any issues or disputes and allows you to spread the cost interest free. Reviewed on: 13th June 2026

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