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PayPal: PayPal Credit reviews

4.90
Based on 103,126 reviews, last reviewed 10th May 2026
2412600% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always outstanding, I used PP many years and good se... Always outstanding, I used PP many years and good service all the time Reviewed on: 10th May 2026
Vicente's avatar
Vicente

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103126)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My experience with PayPal is too good easy to use an...

5
My experience with PayPal is too good easy to use and give alot of offers Reviewed on: 5th May 2026

Paypal Credit has always been super user friendly!

5
Paypal Credit has always been really easy and simple to use, and is available on a great number of online stores/websites. If I’ve ever had any queries, I’ve always been able to find the answer quickly and easily. Reviewed on: 5th May 2026

Easy to use.

5
Easy to use. clear app. Points gained turned into money. Reviewed on: 5th May 2026

I use PayPal to spread the cost of my purchase.

5
I use PayPal to spread the cost of my purchase, as long as you payback within the specified timeframe of three to four months then it doesn’t cost you any interest. Reviewed on: 5th May 2026

Always an easy straightforward transaction

5
Always an easy straightforward transaction Reviewed on: 5th May 2026

PayPal credit was really helpful when I needed some...

5
PayPal credit was really helpful when I needed some extra cash for my barn conversion as I knew I had time to pay it back Reviewed on: 5th May 2026

Safe, efficient, effective and warranty transactions...

5
Safe, efficient, effective and warranty transactions I do personally use for every purchase and payment Reviewed on: 5th May 2026

Paypal credit

5
Great way to pay for products would highly recommend Reviewed on: 5th May 2026

Very helpful professional service

5
Very helpful professional service Reviewed on: 5th May 2026

Easy to use feels secure and trustworthy

5
Easy to use but also feels secure and trustworthy. Can be used at so many places too which helps plus with the new credit card facility makes it a one stop shop Reviewed on: 5th May 2026

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