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PayPal: PayPal Credit reviews

4.90
Based on 101,736 reviews, last reviewed 8th May 2026
2348850% increase in 5 star reviews
in the past 90 days
6850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very safe and secure. Very safe and secure. Great customer service. Reviewed on: 8th May 2026
Karen M's avatar
Karen M

Latest lowest rating:

1

Paypal at Bin. I need Paypal credit to do my shopping safely because of the small amount, I can't take what I need, 6 years with £200 ugly, I use other companies, Pa... Read more Reviewed on: 8th May 2026
SERGIU P's avatar
SERGIU P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101736)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Safe payment

5
I feel more secure using PayPal than any other payment methods Reviewed on: 4th May 2026

Good options for 0% finance available.

5
Good options for 0% finance available. Reviewed on: 4th May 2026

Great for offering credit flexibility

5
Great for offering credit flexibility Reviewed on: 4th May 2026

It has been very straightforward without hassle and...

4
It has been very straightforward without hassle and easy to use. Reviewed on: 4th May 2026

Feeling safe online with my PayPal

5
I trust my PayPal fully and I feel to use my PayPal account online as compare to other methods due to buyer protection. Reviewed on: 4th May 2026

Great way to pay and spread the cost of items if you...

5
Great way to pay and spread the cost of items if you can't afford to pay in full. Love it Reviewed on: 4th May 2026

Excellent always.

5
Excellent always. Always very helpful on the phone. Been customer for PayPal for the last 15 years and continue doing so. Thank you Reviewed on: 4th May 2026

It helps pay for stuff online using it

5
It helps pay for stuff online using it Reviewed on: 4th May 2026

Great bank

5
Easy to use app, and payments are quickly processed. Reviewed on: 4th May 2026

Credit always available and easy to use

5
Credit always available and easy to use when I want to make general day-to-day purchases. Payment terms are generous and the technology tends to work pretty seamlessly with most retailers and platforms and links to the bank very straightforwardly. Reviewed on: 4th May 2026