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PayPal: PayPal Credit reviews

4.90
Based on 103,277 reviews, last reviewed 10th May 2026
2419200% increase in 5 star reviews
in the past 90 days
7150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026
Jez N-H's avatar
Jez N-H

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026
Daniel C's avatar
Daniel C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103278)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It was easy to apply, easy to use and select credit...

5
It was easy to apply, easy to use and select credit or monthly payments Reviewed on: 5th May 2026

Easy to use

5
Used PayPal credit a few times without any problems PayPal stores my details safely and secure never had any issues whatsoever for the more expensive items I use pay in three Reviewed on: 5th May 2026

Lots of payment options.

4
Lots of payment options. Always reliable. Reviewed on: 5th May 2026

Good service provided on time

4
Good service fast handy helpful on time when need and have pay things on instalments Reviewed on: 5th May 2026

PayPal credit

5
Easy to use, transparent, keep me updated a good amount Reviewed on: 5th May 2026

Effective when Economising

5
Been using Paypal since 2000. Recently started using Paypal Credit to help with larger puchases. Website and app are easy to use and customer service team members are knowledgeable and helpful. Reviewed on: 5th May 2026

Easy to use, and they are clear with the information...

5
Easy to use, and they are clear with the information Reviewed on: 5th May 2026

great customer service and easy to access

5
great customer service and easy to access Reviewed on: 5th May 2026

All just great.

5
All just great. Been using PayPal credit for years Reviewed on: 5th May 2026

Fair and reliable financial service

5
Great offers, very easy to use and offers protection against scams. Reviewed on: 5th May 2026