Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145428)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So easy to use

5
So easy to use, have never had any issues. And keeps your card details private. Always use PayPal when its available Reviewed on: 13th June 2026

Helping me in the most difficult situation

5
Helping me in the most difficult situation Reviewed on: 13th June 2026

Secure, safe and easy

5
Love the security, ease of use speed of transactions and the option to pay in 3. Reviewed on: 13th June 2026

Have it now

5
Total protection for you with your purchase with PP. Don’t wait until item is out of stock, get it immediately with PayPal credit. Reviewed on: 13th June 2026

I use PayPal all time

5
I use PayPal all the time I feel safe i’m protected. can’t really comment on customer service as I’ve never had to use it Reviewed on: 13th June 2026

Purchasing made easy

5
Allowed us to purchase through an easy to use platform. It was easy to manage and keep track of. Reviewed on: 13th June 2026

paypal credit us great.

4
paypal credit us great. I use it to buy goods on ebay and it allows me to either pay up front, or about a month later. And for larger purchases it usually gives me the option of paying in installments, I test free. The app is easy to navigate too. Reviewed on: 13th June 2026

Excellent service throughout, easy and simple transa...

5
Excellent service throughout, easy and simple transactions with great deals everyday. Reviewed on: 13th June 2026

Simple application process, ideal and central locati...

5
Simple application process, ideal and central location to manage payments. Reviewed on: 13th June 2026

I’ve used PayPal for almost a decade now across 2 co...

5
I’ve used PayPal for almost a decade now across 2 countries, and it’s been a positive experience throughout. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 76394 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products