Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 101,962 reviews, last reviewed 8th May 2026
2359250% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All smooth, no issues, cannot fail Paypal for any re... All smooth, no issues, cannot fail Paypal for any rewson Reviewed on: 8th May 2026
Aurimas B's avatar
Aurimas B

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026
Jonas younan's avatar
Jonas younan

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101962)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple easy and great all round

5
Paypal credit is so simple to set up its easy convenient and you get results then and there its made life so much easier Reviewed on: 4th May 2026

Great service

5
Great service, will be good option to deposit money in the account from retail stores Reviewed on: 4th May 2026

Used PayPal for years like being able to pay later.

5
Used PayPal for years like being able to pay later. Reviewed on: 4th May 2026

0% interest at ease

5
Easy to use and the virtual card makes it usable everywhere. Helps break up bigger purchases with no interest. Reviewed on: 4th May 2026

Very Convenient

5
I’ve had a really good experience with PayPal Credit. It’s been super convenient for spreading the cost of purchases, especially with the 0% interest offers. The app is easy to use, payments are straightforward to manage, and it gives me extra confidence when shopping online. Overall, it’s a reliable and flexible way to pay. Reviewed on: 4th May 2026

It’s been very good and makes paying for stuff easy

5
It’s been very good and makes paying for stuff easy Reviewed on: 4th May 2026

Easy to use make sense helping you

5
Easy to use make sense helping you Reviewed on: 4th May 2026

Used pay pal for years it’s a great service never ha...

5
Used pay pal for years it’s a great service never had any issues and feels safe Reviewed on: 4th May 2026

Seamless transactions, always hitchfree to use

5
Seamless transactions, always hitchfree to use Reviewed on: 4th May 2026

Quick, secure and reliable.

5
Quick, secure and reliable. Always use for sending money to friends and making purchases when the seller uses PayPal. Reviewed on: 4th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48107 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products