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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145430 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145430)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve experienced buying with 0% in 4 months, buy now...

I’ve experienced buying with 0% in 4 months, buy now and pay in 3 instalments. Both has made my purchasing experience much better and easier with PayPal. And the fact that you are not instantly charged interest on the day your 4 months 0% offer ends is a breath of fresh air and gives me peace of mind whenever I thought about my account. Reviewed on: 13th June 2026

Many years i use only paypal!

Many years i use only paypal! You best i make easy life! Reviewed on: 13th June 2026

Paypay Credit

A great way to spread costs over 3 to 4 months interest free. In this cost of living crisis it's a great option where appropriate obviously staying within your means. Reviewed on: 13th June 2026

Great experience

Great experience. Good customer service and support Reviewed on: 13th June 2026

Interest

I used time to time. The interest is to high. Reviewed on: 13th June 2026

Easy to use, quick process, good rate and moderate i...

Easy to use, quick process, good rate and moderate interest . Wish paypal is available in southeast asia too as I travel to Asia often Reviewed on: 13th June 2026

Thank you very much i been struggling but paypal ope...

Thank you very much i been struggling but paypal open for me a door and help me a lot . Reviewed on: 13th June 2026

Making transactions simple and easy

I use PayPal because it's easy to use and I like the different payment options Reviewed on: 13th June 2026

Excellent

Never had a problem with them its really good if you need something until pay day Reviewed on: 13th June 2026

Always good very usefull and never had problems

Always good very usefull and never had problems Reviewed on: 13th June 2026

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