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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103581 reviews)

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4.90

Based on 103,581 reviews, last reviewed 10th May 2026

2433450% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service for people who can afford but want... Excellent service for people who can afford but want to spread payments Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103581)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very useful

Its a reliable source thats comes in handy in an emergency Reviewed on: 5th May 2026

i find it paypal very easy to use

i find it paypal very easy to use and they have excellent customer service as well Reviewed on: 5th May 2026

Credit and debit cards

It is just so easy to apply for both credit and debit card and it is just as easy to pay off your balance Reviewed on: 5th May 2026

So easy to use.

So easy to use. The couple of issues Ive had with suppliers PayPal sorted immediately for me. Splitting payments into 3 equal interest free payments is great too or the 4 payments allowing you to choose how much to pay each month again interest free(as long as you pay in full by the 4th payment date). Reviewed on: 5th May 2026

Very easy to spread payments

Very easy process to checkout using PayPal and use the 4 month interest free credit to spread the payments. Can pay off at any time. Would recommend. Reviewed on: 5th May 2026

Easy application

Easy application, progress was so easy, kept in the loop all the way to the end results. Reviewed on: 5th May 2026

I love the 4 months 0%

I love the 4 months 0% interest you can spread over £100 transactions helps with those unexpected costs Reviewed on: 5th May 2026

PayPal, Superb Service.

PayPal credit is incredibly convenient, simple to use and as long as you meet the terms, interest free, a no brainer to use and a great way to spread cost on bigger purchases without touching reserves. Only one criticism, it should be a bit easier to see status updates on payments. Reviewed on: 5th May 2026

User friendly app. Great customer service

The app is easy to use, any problems are dealt with efficiently and effectively. What more does one need? Reviewed on: 5th May 2026

A fantastic flexible finance option...

A fantastic flexible finance option for buying online and spreading the cost affordably. Reviewed on: 5th May 2026

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