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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103622 reviews)

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4.90

Based on 103,621 reviews, last reviewed 10th May 2026

2435350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great, I love being able to buy now and pa... PayPal is great, I love being able to buy now and pay later Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103622)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always good very trustworthy always protected

Always good very trustworthy always protected Reviewed on: 5th May 2026

Life savers

PayPal credit was a god send when I was short of money and it allowed me to manage a monthly payment at which was affordable for me and my family. Can’t praise it enough. I bought stuff on credit for my daughters wedding which made the day for me. Weddings are not cheap so the advantage of paying off monthly was brilliant. Reviewed on: 5th May 2026

A great company payment decisions made with speed am...

A great company payment decisions made with speed am very happy with them Reviewed on: 5th May 2026

Love PayPal, easy to use.

Love PayPal, easy to use. Like the pay in 3 option too Reviewed on: 5th May 2026

Very good easy service.

Very good easy service. Reliable and fast. Protects people money from fraud Reviewed on: 5th May 2026

First class service

I received amazing customer service after I was a couple of days short for a payment Reviewed on: 5th May 2026

Overall experience is very good - finance management...

Overall experience is very good - finance management is great and very handy. Pay in three options are good to spread the cost. Reviewed on: 5th May 2026

Used pay pal credit for a couple of years now and it...

Used pay pal credit for a couple of years now and it’s been great, especially the 0% interest on purchases for four months over £100 Reviewed on: 5th May 2026

So helpful

So helpful to have. Easy to use and manage in the app.No fees and plenty of time to pay off. Handy to have different options of ways to pay with direct debits and pay in 3 installments and ca pay off one off payments anytime. Reviewed on: 5th May 2026

Ease of use

Always kept informed easy repayments can talk to a real person if need to. Easy to use site Reviewed on: 5th May 2026

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