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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102304 reviews)

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4.90

Based on 102,304 reviews, last reviewed 8th May 2026

2375050% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay pal make easy snd secure to make payments Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102304)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best method of payment for years

I've been using PayPal for almost 20 years and I have beenbhappy ever since Reviewed on: 4th May 2026

Paypal has been amazing throughout my credit journey.

Paypal has been amazing throughout my credit journey. Always had pay later option which makes finances more easy Reviewed on: 4th May 2026

Using paypal make life easy for me

Using paypal make life easy for me Reviewed on: 4th May 2026

Very easy to use with no issues

Very easy to use and provides really easy ways to pay. Always kept up to date on payment due dates etc, and can pay extra payments or pay more on the monthly payment if I want to. Any issues are quickly sorted and easily with customer services. Used quite a few times now to pay various retailers and will continue to do so to easily spread payments of larger items. Reviewed on: 4th May 2026

With paypal since 2011.

With paypal since 2011. Love it. Use for credit and pay in 3 Reviewed on: 4th May 2026

No need to look elsewhere

Clear concise instructions for payments. App very easy to navigate. Reviewed on: 4th May 2026

Helpful, easy to use and an app you can trust and ha...

Helpful, easy to use and an app you can trust and have confidence in Reviewed on: 4th May 2026

I’ve had a very good experience using PayPal Credit.

I’ve had a very good experience using PayPal Credit. The application process was quick and straightforward, and payments are processed fast without any issues. It’s been reliable and convenient for managing purchases, and I haven’t encountered any problems so far. Reviewed on: 4th May 2026

Best company for flexible finance

Best company for flexible finance Reviewed on: 4th May 2026

Easy to use and very convenient.

I’ve had a very good experience with PayPal Credit so far. It’s simple to use, and the ability to spread the cost of purchases has been really helpful. The application process was quick, and everything is easy to manage through the PayPal app. Payments are processed smoothly, and I like the flexibility it offers, especially for larger purchases. Overall, it’s been a reliable and convenient option, and I would definitely recommend it to others looking for short-term financing. Reviewed on: 4th May 2026

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