Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102330 reviews)

View other PayPal products

4.90

Based on 102,330 reviews, last reviewed 9th May 2026

2376250% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Highly Recommended Excellend service never had any trouble, really useful Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102330)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very satisfactory, easy to use and good customer ser...

Very satisfactory, easy to use and good customer service when you need help from advisors Reviewed on: 4th May 2026

PayPal - The gift that keeps giving.

I find it surprising that many more don't use PayPal. I always recommend it to people. They make payments simple, credit how it should be. Constant offers and now the point system was such a great addition I decided to own some PayPal stock. PayPal is necessary in my financial journey and it should be in yours! Reviewed on: 4th May 2026

PayPal - simple and straightforward.

Because of the variety of payment options, PayPal stands out. The app is really straightforward, the dashboard is excellent. Reviewed on: 4th May 2026

Straightforward, useful and fair service.

Straightforward, useful and fair service. Reviewed on: 4th May 2026

Helped me when I got scammed also has different cash...

Helped me when I got scammed also has different cash back offers Reviewed on: 4th May 2026

Wonderful ease of use.

Wonderful ease of use. User friendly and stress free Reviewed on: 4th May 2026

Value whenever required

PayPal credit is always of value wherever I require the service Reviewed on: 4th May 2026

Great and secure way

Great and secure way to pay for items online such as Ebay Reviewed on: 4th May 2026

Good exp

Always helpful, can split payments as needed Reviewed on: 4th May 2026

Perfect easy to use

No problems friendly easy to use Reviewed on: 4th May 2026

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Very Account
from Shop Direct 4.37 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub