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PayPal: PayPal Credit reviews

4.90
Based on 103,758 reviews, last reviewed 10th May 2026
2441950% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quality service. Quality service. Always clear what you are spending and repayments Reviewed on: 10th May 2026
Nicholas C's avatar
Nicholas C

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103758)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Would definitely reccomend

5
I will only use PayPal. I feel it’s safe and secure and protection for me when shopping online and transferring money for products Reviewed on: 5th May 2026

Good offers, easy to use.

4
Good offers, easy to use. When problems occur, not the easiest to resolve. Reviewed on: 5th May 2026

Been using PayPal for decades and they’re just such...

4
Been using PayPal for decades and they’re just such a hassle-free, safe payment method to use. Always my method of choice for express checkouts, credit, and protection when dealing with companies I’ve not dealt with before. Reviewed on: 5th May 2026

Easy to use but low credit limit

4
Easy to use but low credit limit Reviewed on: 5th May 2026

Easy to use.

5
Easy to use. Great customer service and support. Reviewed on: 5th May 2026

Clear, concise and, when I needed to contact them, h...

5
Clear, concise and, when I needed to contact them, helpful Reviewed on: 5th May 2026

I always feel safer using PayPal

5
I have had no faults I always feel safer using PayPal onliie Reviewed on: 5th May 2026

Have been using PayPal for long is good for pay purc...

5
Have been using PayPal for long is good for pay purchases on any shopping and shopping online is better Reviewed on: 5th May 2026

Great company

5
I’ve had pay pal for years now, great company to deal with. Will always recommend Reviewed on: 5th May 2026

Paypal First Rate Credit

5
Paypal came up first for the 0% interest loan I was looking for. Every interaction has been so smooth and fuss free. Highly recommended! Reviewed on: 5th May 2026

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