Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103888 reviews)

View other PayPal products

4.90

Based on 103,888 reviews, last reviewed 11th May 2026

2447750% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103888)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very pleased with PayPal Credit.

Very pleased with PayPal Credit. A setup and safe tool to keep in my wallet Reviewed on: 5th May 2026

I wish the interest rates were so high but overall g...

I wish the interest rates were so high but overall good service Reviewed on: 5th May 2026

Easy to set up and quick conformation off acceptance

Easy to set up and quick conformation off acceptance Reviewed on: 5th May 2026

Pay in 3 great surprise

Pay in 3 was offered out of the blue and has been extremely helpful and useful...I didn't even know this existed ItIt'great that it allows more than one purchase on pay in 3 ...at the same time Reviewed on: 5th May 2026

I feel safe with PayPal...

PayPal always make feel that money and transactions are always safe never had any difficulty dealing with any problems that have arisen Reviewed on: 5th May 2026

Easy access, convenience, and easy to use

Easy access, convenience, and easy to use Reviewed on: 5th May 2026

Always delivers

Credit when you need it never refused Reviewed on: 5th May 2026

PayPal has been my go to payment app for it's quick...

PayPal has been my go to payment app for it's quick and easy usability, I'm always sending money to friends for meals and it's so simple with the app. Reviewed on: 5th May 2026

PayPal is an affordable way to balance your finances

PayPal enables me to balance my finances just when I need it. I have taken advantage of short term interest free credit for 3 & 4 months that really helped me to make purchases. Reviewed on: 5th May 2026

Top PayPal payment

Top ! Very good and very easy PayPal payment is a very fast Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49088 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub