Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 102,815 reviews, last reviewed 9th May 2026
2398300% increase in 5 star reviews
in the past 90 days
7000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Widely accepted. Widely accepted. 0% offer very useful to spread out payments. Reviewed on: 9th May 2026
Nick B's avatar
Nick B

Latest lowest rating:

1

Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Juggalos Rule Reviewed on: 9th May 2026
Simon Feasey's avatar
Simon Feasey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102815)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Brilliant way to spread cost interest free

5
Brilliant way to spread cost interest free Reviewed on: 5th May 2026

PayPal saved my life silent helper in my lowest moment.

5
PayPal saved my life in my lowest moment. Helped me pay for my living while I did not have income with minimal interest. When in the past my credit score was shattered PayPal still didn’t reject me.i recommend to anyone. Whichever moment in life they are to use PayPal. Great service in great moments. Reviewed on: 5th May 2026

5* service

5
Generally just very pleased with the service i very rarely have any issues with it. When i have help as been fast and decisive Reviewed on: 5th May 2026

Always use PayPal and always will.

5
Always use PayPal and always will. I trust them Reviewed on: 5th May 2026

Easy and simple to use, excellent customer service w...

5
Easy and simple to use, excellent customer service with queries resolved in a timely manner Reviewed on: 5th May 2026

The experience i have was concerning the money taken...

5
The experience i have was concerning the money taken from my account twice by mistakes i called the customer care service was good the lafy i spoke to was calm respective and I realky appreciate her because i was goung through some financial stress than thank you paypal Reviewed on: 5th May 2026

Reliable service will continue to always use.

5
Reliable service will continue to always use. Reviewed on: 5th May 2026

It’s quite useful

5
It’s quite useful, it’s giving me plenty ways to pay and used it a few times now - online and in person! Very happy Reviewed on: 5th May 2026

I have had issues with purchases and PayPal have alw...

5
I have had issues with purchases and PayPal have always helped me to get my money back Reviewed on: 5th May 2026

Honestly, PayPal is the best financ8al body to pay a...

5
Honestly, PayPal is the best financ8al body to pay any company when buying online. In fact, PayPal is better than using credit or debit cards because they are very quick in action if there is problem in the payments with the sellers, also many sellers are scared of PayPal perhaps because of their legal actions.. In a nut shell I love PayPal! Reviewed on: 5th May 2026