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PayPal: PayPal Credit reviews

4.90
Based on 104,604 reviews, last reviewed 11th May 2026
2480750% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, Secure, and Easy to Use gave PayPal a 5-star review because, for me, it’s one of the easiest and most reliable ways to send and receive money online. The app is simple to use... Read more Reviewed on: 11th May 2026
Nachau Kirwan's avatar
Nachau Kirwan

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
DB's avatar
DB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104604)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

My safe and secure pal.

5
I use PayPal to pay for items as much as I can because they are completely trustworthy. They look after my account and have my safety and security as a priority. They have settled any dispute that I have had with speed and efficiency Reviewed on: 5th May 2026

Super easy to use - great app with easy to follow in...

4
Super easy to use - great app with easy to follow instructions Reviewed on: 5th May 2026

I have had only good experience with paypal credit.

5
I have had only good experience with paypal credit.All queries are dealt with quickly Reviewed on: 5th May 2026

Seamless

5
Always seamless, never any problems or incidents. Reviewed on: 5th May 2026

Excellent good job for me and people

5
Excellent good job cervices i love Reviewed on: 5th May 2026

I usually feel very safe paying with PayPal

5
I usually feel very safe paying with PayPal, i have been defrauded recently and it hasnt been investigated yet, but other than that one incident all my years using paypal has been nothing but peace of mind. I never worry when paying with paypal Reviewed on: 5th May 2026

Always helpful, responds quickly

5
Always helpful, responds quickly Reviewed on: 5th May 2026

Great interest rate and offers some good pay off int...

5
Great interest rate and offers some good pay off interest free options Reviewed on: 5th May 2026

A Smooth and Convenient Way to Pay

5
PayPal Credit has been a really convenient way to spread the cost of my purchases. The 0% for 4 months on £99+ has saved me money, and everything works smoothly through my PayPal account. Managing payments is simple, and checkout is fast and secure. Overall, it’s been a reliable and hassle‑free credit option for me. Reviewed on: 5th May 2026

Paying PayPal is adding more fun

5
Paying PayPal is adding more fun Reviewed on: 5th May 2026

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