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PayPal: PayPal Credit reviews

4.90
Based on 104,646 reviews, last reviewed 11th May 2026
2482750% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s a straightforward and trustworthy system It’s a straightforward and trustworthy system Reviewed on: 11th May 2026
anaspop's avatar
anaspop

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104646)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience

5
Great it was good and easy, useful Reviewed on: 5th May 2026

Honest and Fair

5
Paypal: always straightforward; honest and fair. Excellent customer service..quick, efficient and responsive. Reviewed on: 5th May 2026

Best Retail Finance

5
I needed hep with a purchase a month and a half ago, I spoke with one of the customer service representative, and my help and support was efficiently handled in a professional and satisfactory way Reviewed on: 5th May 2026

PayPal credit is great

5
I have been using PayPal credit for years, even the buy now pay in 30 days that they used to offer and it has helped me so much. As a single mum, sometimes I need to purchase stuff that I don’t quite have enough for, so I use the pay in three credit and it is such a god send! And the fact I don’t have to remember the due date of the payments, as it goes out automatically, is a great bonus. Reviewed on: 5th May 2026

Great service and excellent problem solving team.

5
Great service and excellent problem solving team. Reviewed on: 5th May 2026

Very straightforward app.

4
Very straightforward app. Never had any issues. Very easy and great platform. Reviewed on: 5th May 2026

Always reliable when ever I needed paypal

5
Always reliable when ever I needed paypal Reviewed on: 5th May 2026

I love PayPal, they are great to bank with and are e...

5
I love PayPal, they are great to bank with and are easy and convenient. Reviewed on: 5th May 2026

Reliable, Secure & Easy Payments with PayPal

5
I’ve had a good experience using PayPal for my payments. It’s quick, easy to use, and gives me peace of mind when shopping online. I like how secure it feels and how simple it is to send or receive money. Overall, it’s been reliable and convenient for my everyday transactions. Reviewed on: 5th May 2026

It has helped me buy larger products for my house an...

5
It has helped me buy larger products for my house and pay for my dream holiday Reviewed on: 5th May 2026

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