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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103111 reviews)

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4.90

Based on 103,111 reviews, last reviewed 10th May 2026

2411950% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I use paypal all the time I use paypal all the time, mainly for online purchases using my bank card and with paypal credit and it has never let down in anyway, and it is always... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103111)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's so simple to set up and use.

It's so simple to set up and use. Also the different options make it a really flexible lender I like using it it's used by so many vendors it's ideal Reviewed on: 5th May 2026

Love how easy it is to spread costs

Love how easy it is to spread costs Reviewed on: 5th May 2026

Always helping when ring and keeps moneyhel safe

Always helping when ring and keeps money safe Reviewed on: 5th May 2026

Easy to use and app is well set up keeping you in co...

Easy to use and app is well set up keeping you in control of your spend , PayPal is a great way to pay for purchases online with options to pay in full or over three payments Reviewed on: 5th May 2026

good overall experience, always helpfull if on the v...

good overall experience, always helpfull if on the vary rare occasion I have a problem Reviewed on: 5th May 2026

website very easy to use plus a company that you can...

website very easy to use plus a company that you can trust never had any problems Reviewed on: 5th May 2026

Very easy to use.

Very easy to use. No interest for 4 months Reviewed on: 5th May 2026

It’s fine.

It’s fine. Sometimes useful that it’s there but try not to use it. Downside is the lack of visibility - I never check my PayPal account. It’s the one payment I’ve ever missed and has been a black mark for the last few years! Reviewed on: 5th May 2026

Very helpful

They've always been very helpful when ive had a problem, recommend Reviewed on: 5th May 2026

I have used paypal for years very happy

I have used paypal for years very happy Reviewed on: 5th May 2026

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