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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145971)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and smooth to navigate.

5
Easy and smooth to navigate. Alerts show in the app as soon as a payment is made Reviewed on: 13th June 2026

Brilliant highly recommended

5
Brilliant I used PayPal all the time Reviewed on: 13th June 2026

Pay within 4 months 0% interest

5
I like that you get 4 months interest free to pay the full amount. Reviewed on: 13th June 2026

So easy to use, app is great.

5
So easy to use, app is great. Quick decision. Reviewed on: 13th June 2026

They have supported me when i needed the money

5
They have supported me when i needed the money Reviewed on: 13th June 2026

Flexible Good Opportunities provided by paypal pay i...

5
Flexible Good Opportunities provided by paypal pay in 3 is also very good option Reviewed on: 13th June 2026

PayPal review

5
Easy to use credit and the amount is suitable for purchase Reviewed on: 13th June 2026

Easy to pay great experience I will definitely use P...

4
Easy to pay great experience I will definitely use PayPal again Reviewed on: 13th June 2026

Love PayPal, whenever I’ve had an issue I’ve rang th...

5
Love PayPal, whenever I’ve had an issue I’ve rang them and it’s always been sorted quick time Reviewed on: 13th June 2026

Great to work with easy to get credit limit changed...

5
Great to work with easy to get credit limit changed and easy to setup payments Reviewed on: 13th June 2026

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