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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103175 reviews)

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4.90

Based on 103,175 reviews, last reviewed 10th May 2026

2414750% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

PayPal is fine and widely accepted but the rewards a... PayPal is fine and widely accepted but the rewards are pretty weak and hard to attain Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103175)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They always provide excellent customer service.

They always provide excellent customer service. I’ve used PayPal for 7 years now and never had an issue with it! Reviewed on: 5th May 2026

I have used PayPal for a few years now, usually for...

I have used PayPal for a few years now, usually for bigger purchases, it has allowed me to be in control of those finances. Reviewed on: 5th May 2026

always useful for when i need a little extra time to...

always useful for when i need a little extra time to pay for services/products, i’ve always had a good experience using credit and the customer service has always been amazing too. I couldn’t recommend it more! Reviewed on: 5th May 2026

Very easy site to use and customer service helpful w...

Very easy site to use and customer service helpful when needed. Reviewed on: 5th May 2026

Paypal good.

Paypal good. I like paypal because it is good. Reviewed on: 5th May 2026

Incredibly well, gives you leverage to spend online...

Incredibly well, gives you leverage to spend online with ease off confidence Reviewed on: 5th May 2026

I have been using PayPal for over 10 years and hones...

I have been using PayPal for over 10 years and honestly I couldn’t have done the amount of things I have done without it. It makes it so easy to transfer and receive money. Their credit cards are good also. All in all I couldn’t live without it! Reviewed on: 5th May 2026

Always fast responses and always super helpful

Always fast responses and always super helpful Reviewed on: 5th May 2026

Perfect for flights etc simple to use and a good way...

Perfect for flights etc simple to use and a good way to read the costs Reviewed on: 5th May 2026

PayPal Credit as a useful option of payment

Another useful option alongside Klarna as an alternative method of payment. Offers flexibility and organisation. Reviewed on: 5th May 2026

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