Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146128 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146128)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

All good

Good service to have and use and gives you time to try before you buy etc?? Reviewed on: 14th June 2026

PayPal is excellent

PayPal is excellent, specially now that you can use on your wallet!! Reviewed on: 14th June 2026

Secure payments system

Confidence in knowing that payments are secure and there is a support system should you encounter issues Reviewed on: 14th June 2026

A great way to Pay , I feel safe with...

A great way to Pay , I feel safe with PayPal Reviewed on: 14th June 2026

Benefits customers

Very easy to use and secure. Gives a variety of beneficial financial offers for purchasing and payments as well as receiving payments. Reviewed on: 14th June 2026

I've had an excellent experience using PayPal.

I've had an excellent experience using PayPal. The platform is easy to use, secure, and widely accepted by online merchants. Transactions are processed quickly, and I appreciate the convenience of buying things with installment with just a few clicks. The mobile app is user-friendly, making it simple to manage payments on the go. I also value the added security and buyer protection features, which provide peace of mind when shopping online. Overall, PayPal has been a reliable and convenient payment solution for both personal and online purchases. Reviewed on: 14th June 2026

The money transfers could be faster to shown on the...

The money transfers could be faster to shown on the app Reviewed on: 14th June 2026

Good so far.

Good so far. Easy to use. No hastle. Reviewed on: 14th June 2026

I have been a member for nearly 20 years and will re...

I have been a member for nearly 20 years and will remain a member till I retire because by far, PayPal has been the best creditors online. Customer service has also always been a 5 star, very helpful, friendly, understanding and professional. Reviewed on: 14th June 2026

A safe go between, always got my money back if there...

A safe go between, always got my money back if there was a problem Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77578 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub