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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103278 reviews)

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4.90

Based on 103,277 reviews, last reviewed 10th May 2026

2419200% increase in 5 star reviews

in the past 90 days

7150% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is so easy to use. PayPal is so easy to use, the interest free and spread payment options are brilliant! Reviewed on: 10th May 2026

Latest lowest rating:

1

PayPal had failed to properly set up direct debit ev... PayPal had failed to properly set up direct debit even after speaking directly to them to ensure payments would go through. It was a mistake in their ... Read more Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103278)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very happy with the PayPal Pay in 3

Very happy with the PayPal Pay in 3 as it is interest free and allows you to purchase items without breaking the bank. Reviewed on: 5th May 2026

Easy and quick .

Easy and quick to make a payments via PayPal. Reviewed on: 5th May 2026

4 months interest free credit

4 months interest free credit is a huge selling point Reviewed on: 5th May 2026

Always had a good experience with PayPal, it's easy...

Always had a good experience with PayPal, it's easy to use and the fact it gives you protection over purchasing online is good. The credit option is great too. Reviewed on: 5th May 2026

PayPal credit sign up

I subscribed to PayPal to buy now and pay over 4 months interest free. Was an easy and simple application and process Reviewed on: 5th May 2026

Very good and straght forwared, and very easy to use...

Very good and straght forwared, and very easy to use with good offers Reviewed on: 5th May 2026

Great way to spread an expense

Great way to spread an expense over 3 months at 0% interest. Had a statement each month to remind me of payment. Very easy to use Reviewed on: 5th May 2026

I have been using PayPal for over 10 years both as a...

I have been using PayPal for over 10 years both as a merchant and as a regular customer, and my experience has consistently been very positive. It has made managing payments simple and reliable, whether I’m sending money to friends, paying for online orders, or receiving payments for my business. One of the things I appreciate most is the convenience and security PayPal offers. Transactions are quick, and I feel confident knowing my financial information is protected. The PayPal credit card has also been a great addition, making it even easier to manage purchases and keep track of spending. Overall, PayPal has been a dependable and user-friendly platform that I trust for both personal and business use. I would highly recommend it to anyone looking for a secure and efficient payment solution. Reviewed on: 5th May 2026

Easy to deal with very handy at times.

Easy to deal with very handy at times. Reviewed on: 5th May 2026

Daily use , safe transactions, safe transfers, can’t...

Daily use , safe transactions, safe transfers, can’t ask for more Reviewed on: 5th May 2026

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