Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 103,461 reviews, last reviewed 10th May 2026
2427850% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with paypal My experience with paypal has been great no issues Reviewed on: 10th May 2026
Dale Tennyson's avatar
Dale Tennyson

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103461)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I lost everything after a serious mental health cris...

5
I lost everything after a serious mental health crisis and without PayPal's lines of credit I would have been in real trouble. I feel reassured and safe with them. Reviewed on: 5th May 2026

Good app for credit and fair interest

5
Good app for credit and fair interest Reviewed on: 5th May 2026

Very good.

5
Very good. Pay pal allows me to control my budget wisely. Reviewed on: 5th May 2026

PayPal credit is very easy to use and its honestly t...

5
PayPal credit is very easy to use and its honestly the best most trusted account. PayPal is the best way to pay Reviewed on: 5th May 2026

The PayPal service is secure, I have been using it f...

5
The PayPal service is secure, I have been using it for over 10 years, it is easy to use, very helpful and supports the customer and for the customer. Reviewed on: 5th May 2026

Convenient and interest free

5
Have used PayPal credit for multiple large purchases. The interest free pay in 3 option is super helpful to spread the cost Reviewed on: 5th May 2026

Superb service and credit deals

5
Superb experience with PayPal. Safe and secure. Reviewed on: 5th May 2026

Paypal, convenient and easy to use. .

5
Paypal is easy to set up, use and convenient. The app is very easy to use and the different pays to pay are very convenient. I have had very good experiences when disputes have arisen on purchases. Reviewed on: 5th May 2026

Will always be a user of PayPal

5
I have used PayPal for years and never had an issue with the service or app. Reviewed on: 5th May 2026

PayPal has my back

5
It is nice to know that I have I back up in terms of my spending and guarantees safety online shopping. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 48857 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
    View all products